SBI vs HDFC Bank: Why public sector banks are beating private banks on the stock market

The trend of failing banks continues as New York Community Bank collapses and Moody's changes its rating for the longtime financial institution to "junk." This is another in a series of mid-size regional banks to have fallen. Why is this continuing to happen? Have banking executives not learned the lessons of recent failures? Is the industry naturally consolidating? Is your bank next?