It is important to maintain a robust credit score for accessing favourable loan terms and credit opportunities. Bajaj Markets, a subsidiary of Bajaj Finserv..

Credit score helps banks make informed decisions about extending credit cards and loans. Your credit history influences your CIBIL score, which is calculated..

Smart money moves in your 20s include budgeting, credit score maintenance, emergency fund creation, long-term savings initiation, and cultivating good money..

Bajaj Markets empowers users to effortlessly analyse their credit profiles and check their CIBIL score for free. Recognising the significance of creditworthiness..

Bajaj Markets, a subsidiary of Bajaj Finserv, features a breakthrough in financial accessibility by providing free and swift CIBIL score checks. Understanding..

Bajaj Markets, a subsidiary of Bajaj Finserv, helps individuals gain instant access to funds through personal loans. 15+ leading lenders in India offer personal..

Entry-level credit cards help build credit score with perks like cashback and reward points. Popular options include Amazon Pay ICICI, SBI SimplyCLICK, and..

Bajaj Markets, a subsidiary of Bajaj Finserv, features 30+ credit cards. These can help individuals gain access to various benefits and rewards. Whether..

Examines the typical situations we see where insolvency can affect your ability to obtain credit and / or finance.

Bajaj Markets, a subsidiary of Bajaj Finserv has partnered with one of India's leading credit card issuers - Rupicard. They are focused on making credit cards..

Though financial literacy is crucial today, many people still find credit data complex and cryptic. This can make them feel overwhelmed or disempowered. The only..

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*Bajaj Finserv* has introduced the Credit Pass, marking a pivotal moment in the landscape of credit monitoring in India. This innovative offering, powered by..

While most of us are aware that our credit score is crucial for unlocking access to financial opportunities, we're still left clueless about what's going on..

Are you constantly overwhelmed trying to keep track of your credit health and manage it effectively Imagine being able to smoothly oversee and handle all your..

If you miss a loan payment, it's not the end of the world. Lenders usually give you a delinquency period to catch up on payments before a payment default occurs...

Regularly checking your credit score is a proactive step in managing your financial well-being. This step-by-step guide helps you check your credit score using..

This article discusses common mistakes to avoid if you aim to keep your credit score above 700. It emphasizes the importance of regularly checking your credit..

Financial institutions carefully examine your credit history, including details about your credit cards, loans, and other credit facilities, to determine the..

Moody's cuts outlook for Chinese sovereign bonds to negative, highlighting global concerns about debt levels in the world's second-largest economy. China's usage..

Credit card settlement should be viewed as a last-resort option during financial hardship due to its potential impact on credit scores and future..

When considering a personal loan, it is important to evaluate the need for the loan and explore alternative funding sources. Understanding your credit score is..

This article discusses common credit mistakes and provides tips to avoid them. Missing payment due dates can have severe consequences on your credit score...

Choosing the right education loan is just as important as picking your course. Do some research, understand how it all works, and make a smart decision. Your..

Multiple credit cards can impact your credit score depending on factors like your borrowing history and risk to lenders. Carefully maintaining a good credit..

Planning your expenses according to your financial situation is smart, but unexpected needs may arise. In such situations, a loan from the right source can be a..

Reducing home loan EMIs can be achieved through various methods. Firstly, one should explore different lenders and compare their interest rates. Additionally,..

Achieving a credit score of 800 can unlock the best loan and credit card offers. Tips include paying bills on time, reducing credit card balances, having a mix..

Maintaining a low credit utilization ratio is important to maintain a healthy credit score. It is recommended to keep the ratio below 30% and avoid maxing out..

Understanding the impact of hard inquiries on your credit score is essential when considering loans or credit cards. Hard inquiries occur when a financial..

Many individuals in India struggle with a low credit score due to a lack of awareness on how to increase it. Understanding credit scores and reports is crucial..

Deciding when to apply for a second credit card requires careful consideration. It's important to assess your needs and financial situation before taking the..

Maintaining a good credit history is essential for your credit score, but sometimes late payments can occur. Late payments can negatively impact your credit..

Maintaining a good credit score is important for loan approvals. To improve your credit score, make sure to pay your dues on time, avoid taking on too much debt..

Paying off debts may temporarily lower your credit score due to factors like increased credit utilization ratio, decreased average credit account age, and..

A hard credit inquiry occurs when lenders assess your credit reports to evaluate your credit history and determine whether to grant you new credit. Multiple hard..

Add-on credit cards, also known as supplementary credit cards, are issued under a primary credit card and have the same features. They are useful for family..

Applying for a loan doesn't have to negatively impact your credit score. To avoid any damage, it is important to know your credit score beforehand and shop..

Contrary to popular belief, getting a personal loan can actually boost your credit score. Credit bureaus calculate your score based on factors like credit..

Understanding why your credit card application was rejected is crucial for future approval. Common reasons include insufficient credit history, low credit score,..

Credit card fraud can harm your credit score if unauthorized activity is reported to credit bureaus. However, once you report the fraud and it is investigated,..

Understanding the difference between a credit score and a credit report is crucial for making informed financial decisions. A credit score is a three-digit..

To secure personal loans at the best interest rates, maintain a good credit score and history, compare lenders, negotiate terms, increase down payment, choose..

When starting a business, having a solid business plan is important, but securing funds can be challenging with bad credit. Alternative options include using a..

Getting your first credit card can be challenging if you don't have a credit history. To increase your chances of approval, check the eligibility criteria,..

Your credit score is important for loan and credit card approvals, but you can still build a good score without a credit card. Strategies include getting a loan..

Improving your credit score in 30 days can be achieved through timely payments, acquiring a credit card, maintaining a low credit utilization ratio, requesting a..

A good credit score is crucial for loan approval. It ranges from 720 to 900 and reflects financial stability. Late payments and high credit utilization can..

Reliance Industries, owned by Indian tycoon Mukesh Ambani, is reportedly considering raising $1.8 billion through the sale of local-currency bonds. If the..

Personal loans are becoming more accessible to a wider section of borrowers, but lenders still prefer salaried individuals due to the stability of their income...

Bajaj Housing Finance Ltd., a subsidiary of Bajaj Finance Ltd., one of India's leading and most diversified financial services companies, announced a festive..