It's Never Too Late To Start Building An Emergency Fund. Here's How To Do It

Americans are notoriously poor savers, but that doesn't stop finance experts from urging people to have a 3-6 month emergency fund.

According to Business Insider, that goal can seem unrealistic for many people.

However, there are a number of steps you can take to get there, slowly but surely.

First, figure out where your money is going on a monthly basis.

Then, find ways to cut those costs and save the difference.