What information should you share when you're looking to buy a home?
What information should you share when you're looking to buy a home?
Could asking questions impact your credit?
What information should you share when shopping home loans?
What information should you share when you're looking to buy a home?
QUESTIONS I HAD" THAT'S WHATKARLA THOUGHT WHEN SHE REACHEDOUT TOTHE MORGATGE COMPANY HANDLINGHER CURRENT LOAN..
SHE WANTEDTO EXPLORE OPTIONS FORREFINANCING..
SHE DIDN'T WANT TOSTART A LOAN APPLICATION.
BUTTHAT'S JUST WHAT THE COMPANYDID.SO WHAT CAN YOU DO IF IT HAPPENSTO YOU?
NERDWALLET SOUND---8:15"UNFORTUNATELY THERE REALLY IS NORECOURSE BUTTED TO YOU MIGHT ASWELL JUST APPLY AT SOME OTHERPLACES TOO, BECAUSE IF YOUMAKE A BUNCH OF LOANAPPLICATIONS IN A PERIOD OF JUSTA FEW WEEKS, ITCOUNTS JUST AS ONE CREDITINQUIRY.8:40 HOLDEN LEWIS..
AMORTGAGE EXPERT WITH NERDWALLET..
IF YOU'RE NOT APPLYINGFOR ALOAN, DON'T GIVE THEM YOURSOCIAL SECURITY NUMBER OR THEHOMESADDRESS.
2:29 YOU CAN GIVE A LOTOF INFORMATION SUCH AS YOURINCOME AND THE ZIP CODE THATYOU'RE LOOKING AT, AND YOURCREDIT SCORERANGE.2:37 AND IF ALL YOU WANTTO DO IS GET PRE APPROVAL, NOTAPPLY FOR A LOAN, YOU'LL PROVIDEPERSONAL INFORMATION LIKE YOURSOCIAL SECURITY NUMBER..
BUT NOTTHE ADDRESS OF A HOMEYOU WANT TO BUY.
5:40 THE ONETHING ABOUT PRE APPROVAL LACKSIS AN ADDRESS AND WITHOUT ASPECIFIC ADDRESS, THEY CANNOTPROCESS A LOAN APPLICATION.5:50STD/UP: EITHER WAY..
BOTH LOANAPPLICATIONS AND PRE APPROVALSSTILL HIT YOUR CREDIT.
IF YOURENOT READY TO APPROACH A LENDER..THERE ARE ONLINE TOOLS TO HELPYOU FIGURE OUT A HOMEBUYINGBUDGET..
WE HAVE LINKS TO THOSEAT ABC 15 DOT COM SLASH LET JOEKNOW..
IM INVESTIGATOR JOEDUCEY..
IF YOUVE GOT A PROBLEM..LET ME KNOWA STAR WARS ICON IS GIVING ASHOTOUT TO A BOOKMAN'S IN